Stacey Blog

Indianapolis, born, bred and raised thriller author, Stacey Carroll is known for her unique perspectives on life and fiction. Influenced by Anne Rice, Stephen King and the Grimms Brothers, combined with the pure hatred of Disney endings, her novels are equally gritty and sexy with well-developed, realistic characters.

Additional influences on writing are her degrees. She has a Masters in HRD, a Bachelors in Aviation and a Computer science minor. All of these factors and her experience in flying Cessna 152s, 172s, King Airs and Piper Senecas have resulted in fiction novels that feature satisfying mature content emphasizing the characters.

 

If you would like to know more about blogging or how to blog, check out these books from Amazon:

 

 

Are you thinking about monetizing your website beyond Google or alongside Google Adsense? If you are, affiliate programs, like Amazon, make sense, especially since you can choose every product that is presented on your website or social media page, which means you are better able to custom target products that your visitors and followers may like to purchase.

1. Understand Your Audience

Before you sign up with Amazon, take a look at the metrics for your website and the follower profiles on your Facebook, Twitter and LinkedIn accounts. Who are they? What do they do? What do they post? Amazon sells millions of products, and your specific audience isn’t interested in 99 percent of those products. For example, if your audience is full of insurance agents, they’re probably not interested in reading the latest erotic thriller or purchasing baby clothes. If your audience is like mine, full of authors and writers, you can rest assured the vast majority aren’t interested in DIY vehicle upgrades or sports equipment. And you’re probably thinking – butbutbut some of them might me. You’re right, some of them might be, but the vast majority won’t be interested.

2. Understand What You do

The second most important metric to understand is yourself. What do you do? What’s on your website? What do you post on your social medial pages? What’s your brand? The latter question is usually the hardest for most sole-proprietors, especially those in creative industries, because they think of themselves as a person and not a brand. You are also a brand, and you will need to choose products and services from your affiliate marketing sites that align with your brand. If your brand is books, then think about books. Books, pens, paper, computer paper and office supplies. If you’re an insurance agent, then think about home and commercial offices. If you’re a car mechanic, then it’s everything cars, including maintenance manuals, car parts and car enhancements and upgrades.

 (Sponsored by Amazon)

3. Is Your Website Geared for People Who Are 13 Years or Older?

Amazon doesn’t want their products listed on websites and social media pages that are geared for people who are 12 years old and younger. It’s a checkbox during the process to add your sites. If you have a website and social media pages that are geared for young children, you can’t use Amazon ads on those sites.

4. Sign-Up for Amazon Affiliates

Now that you understand your audience, yourself and your webpages and social media accounts, it’s time to sign up. It’s a fast process and self-explanatory. Once you get in, you will need to tell Amazon how you wish to get paid. It’s a link located under your email address at the top of the page. Just hover over your email address, and a dropdown menu will appear.

5. Your Associates Account

Next, hover over your email address again and go to Account Settings. Now click on Edit Your Website and Mobile App List. You will need to enter the website addresses of everywhere you plan to advertise, and I do mean everywhere, including all your websites, social media accounts and any mobile or online apps that you happen to have and where you plan to put your Amazon Affiliate ads. This is also where the question – Are any of these sites designed for specific use for children under 13 years of age?

Note: It will do you no good to put affiliate ads on your Instagram account.  Instagram does not allow for the clicking of links in posts. Since the money you earn on Amazon Affilaites is directly related to people clicking on the link and buying a product, Instagram is useless.

6. Manage Your Tracking IDs

Amazon sets you up automatically with one tracking ID during the sign-up process. If you want to breakdown your metrics, you will need to create additional tracking IDs. If you want to be able to look at the metrics for your social media accounts and websites separately, you should create a tracking ID like Mywebsites. In this scenario, you’d use your main tracking ID for your social media and the Mywebsites tracking ID for the ads on your website. However, it’s important to note that you will need to make sure you are working under the correct tracking ID when you collect your ad code. If you accidentally put an ad on your social media with the tracking ID Mywebsites, Amazon will put the metrics under MyWebsites.

7. Install SiteStripe

In order to make your product curation easy, I recommend installing SiteStripe. It’s located under Tools. This is an Amazon Affiliate Add-on for your web browser, and it allows you to search Amazon from the main pages and create ad code. It’s much faster to use site stripe to find individual products than it is to use the Product Links menu under the menu Product Linking in the Amazon Affiliates dashboard.

8. Find Your Products

Next, find your preferred products. Make sure each product is aligned with your brand, your message and your audience. If you’re placing them on your website, you can use the full code for HTML or Images. You can also take advantage of Banner, native Shopping ads and mobile popovers (if you really want annoying mobile popovers for those who are using cell phones). I recommend playing around with this so that you understand how the products appear on your webpage and which ones look best with your layout. It’s important to note that you will need to let your visitors know that the ads on your website are from Amazon. This can be the word “sponsored” below or above every ad or a menu link that explains that you are an Amazon affiliate. I use both because when I started this I didn’t know. The sponsored wording takes care of every ad I remember. The menu link covers every ad I forgot about over the last two years or can no longer find cause it’s buried. 

If you are going to run products in your social media feeds, you always want to choose HTML SHORT LINK. This is the amz.blahblahblah. It looks cleaner, and everyone understands that a short link containing amz is from Amazon. You must also be compliant with the FCC regarding advertising. This means that for every post you put up, you need to add @amazon and #sponsored or something that lets people know that this is a link that goes to Amazon, and you will receive a certain amount of money if someone clicks on the link and makes a purchase.

9. Understanding Payments and How and When You Get Paid

Like all things Amazon, it’s on a two-month delay. If you sell books on Amazon, you are already familiar with the method. You get paid this month for items you sold two months ago. When your account reaches $10 (assuming direct deposit), Amazon will send the money to your account. If you choose another method, the amount that triggers a payout may be different. For direct deposit, you’ll get paid somewhere around the 29th of the month for which your account balance was $10 or greater.

10. Setting Expectations for Amazon Affiliates

I did Amazon Affiliates off and on for more than 10 years before I made a dime. I only started making money off of it when I started running ads down my social media feeds, and it was a decision that I took very seriously. I weighed the pros and cons. I thought about my audience. I thought about the spam factor, and eventually, I came up with a plan that wasn’t too horrific and aligned with the content that I was already running and included products I know I like because I own them. Did some of my audience vacate the premises when I started monetizing my social media? Yes, they did, but I get more kudos for highlighting relevant products on Amazon than I do complaints. This is why I say knowing your audience is vitally important. If you put products on your website and social media feeds that are not relevant, you will get thrown into the category of spammer by your audience. If you’re wondering how much you’ll earn, set your expectations low. If you sell 1 product a month, consider yourself a success.

11. Amazon Will Delete Your Affiliate Account if You Do Not Sell Anything

Amazon will give you the exact timeframe when you sign up. I can’t remember if it’s 3 or 6 months, but if you do not make a sale, Amazon will delete your affiliate account, and you will have to create a new one. Now, there’s no waiting period to create another account, but I do recommend doing some hard thinking on why you did not sell a single thing and adjust your strategy before signing up again. It’s also important to note that it does not matter how long you’ve had your affiliate account. The minute you stop selling for X month, Amazon will delete it. I tripped over the Affiliate forums one time and saw that a lady who had been an Amazon Affiliate for 20ish years was deleted because she didn’t make a sell within X months.

 

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AVIA2FUllCVerADAVIA ii: Bullets and Betrayal Kindle Edition

 

Greg Locke is the detective who thinks he can put away both Avia and Benton in the next book in the series Avia II Bullets and Betrayal. These two are very close to going to jail or going on vacation to Hawaii when their heist goes bad. They are stuck in a life of crime, and they cannot seem to get out. Thriller author Stacey Carroll tugs you through all the twists and turns of these two and their lives while showing you that crime can pay in the worst ways.

 

 

 

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 In the past, there were numerous writers who wrote essays about their hardships. They explained daily life, how they felt and what was going on around them? I haven’t felt the need to do so, and I’m not sure I feel the need today. I just have nothing better to do. After being slammed with articles related to COVID-19 for the last two weeks, I’m now out of paid work. I still have plenty of work on my website though.

How Has Life Changed Since March 16, 2020?

My daily life hasn’t changed. Apparently, I’ve been in quarantine or self-isolation since 2010 and didn’t know it. Many other work at home people are stating the same thing. Nothing’s really changed on a day to day basis. You only notice the changes when you watch the news. There are travel bans and stay-at-home orders and social distancing guidelines and personal space guidelines and handwashing guidelines. This means there’s much less traffic on the roads than would be normally. If you take a look at the Johns Hopkins Coronavirus map, you’ll see that it’s April 9, 2020, and there have been a total of 1,536,979 coronavirus cases to date with 93,425 deaths across the global. Locally, in the United states, there are an estimated 451,491 confirmed cases. The WHO has slightly different numbers. They confirm 1,356,780 cases with 395,030 cases in the United States if you look at your search engine. When going into the actual WHO map, you get, again, different results.

  • 1,439,516 total world cases

  • 82,837 new cases

  • 85,711 deaths

The US Supply Chain Is Fundamentally Defunct

Does anyone remember the Buy American push in the 1980s? Apparently, we all should have taken that a lot more seriously. Our manufacturing and basic supplies are manufactured overseas. This includes paper products, medicines and medical equipment. The NY governor, Andrew Cuomo, complain about this on a daily basis. Where are the ventilators, latex gloves, face masks, face shields, hand sanitizer, medicines, toilet paper and other PPE? China. Where did this virus start? CHINA!!!! Does that make sense to you? It sure as hell doesn’t make sense to me. Its’ time to pull things back into our borders. What is happening right now is absolutely ludicrous.

Our Manufacturing Facilities that We Do Have, Can’t RAMP IT UP!

Now, here’s where daily life is affected. There’s nothing to buy. It very much feels like our manufacturers are not taking this seriously. Things that can’t be bought or are very difficult to find.

  • Toilet paper

  • Paper towels

  • Canned goods

  • Facial tissues

  • Hand sanitizer

  • Disinfectants (lysol, bleach, all purpose cleaners)

  • Fresh meat

  • Fresh Vegetables

  • OTC medications (Antacids, anti-diarrheal) – Let me just point out that COVID-19 does not cause intestinal issues (only in rare cases). What might be happening though is that people’s diets have dramatically changed. They may very well be eating foods they do not normally eat, and I can tell you that if you only eat out and all of a sudden, you have to eat homecooked food, you will be sick. This is because the body does not have what it takes to process real food. It takes about a month to be able to process real food without getting sick once you go off a high fast food diet.

I will say that not being able to find the things I want to purchase as reasonable prices is pissing me off. It’s been almost a month since the pandemic was declared, and we are still out of basic cleaning supplies and paper products. That is absolutely, 100 percent UNACCEPTABLE! And I will go so far as to state that these manufactures that are not taking this seriously need to be SEVERELY PUNISHED once this is over. I have very much had ENOUGH of this no product bullshit, and I am not afraid to say it.

To make this even worse, many retailers have stopped online ordering and delivery. Yeah, that’s right. It’s available IN STORE so you can get infected. Did anyone bother to tell these dumbshits that coronavirus hangs in the air for up to 3 hours, which means you can walk into it? The stupidity of that move is just beyond comprehension. If you don’t believe me, try and order something from Target or Walmart or Dollar General. Even CVS. These guys need a fucking clue-by-four. 

So there’s my COVID-19 rant. It’s been 29 days since the pandemic was declared.

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If you're having trouble concentrating and focusing on your tasks during the COVID-19 pandemic, you are not alone. The American Psychiatric Association reports that 24 percent of Americans are having trouble concentrating. The pessimist in me says that the other 76 percent of survey takers didn’t make it to the question.

Mental Health COVID-19 Statistics

  • 48 percent of Americans are extremely concerned about contracting COVID-19

  • 40 percent are extremely concerned about becoming seriously ill and/or dying from the virus

  • 62 percent of Americans are concerned about a family member or loved one contracting the virus

  • 36 percent of Americans are experiencing mental health issues due to COVID-19

  • 57 percent are worried about their financial viability

  • 68 percent are worried about the long-lasting effects to the economy

  • 68 percent of Americans feel like they are well-informed about protecting themselves against the spread of the virus

  • 39 percent feel like people are overreacting to the virus

  • 39 percent also feel like people are not overreacting to the virus

  • 33 percent of Americans are worried about a lack of testing and the availability of medical treatments if they become sick

Anxiety Is the Driving Cause of Mental Issues in Most Age Brackets for COVID-19

It’s important to understand that few alive today remember a situation like COVID-19. There was the 1918 Spanish Flu, and the 1957 Asian Flu. While there are more pandemics throughout history, those two are the most recent and the most widespread. Now, we have COVID-19, and there are few coping skills for this. The major problem aside from the fear of catching this highly contagious virus is that it’s impacted our daily lives. Many of us are no longer going to work. We can’t go to the gym. We can’t sit down in a restaurant and eat. The public venues are closed. Travel has been restricted to essential only, meaning you can go to purchase food and medicine, and you can visit a doctor if needed. If you are employed at an essential job, you can go to work, but you probably don’t want to due to fear of catching the virus.

Secondary is that fact that the supply chain has been severely impacted. If you attempt to order items or go to the store, many items on your shopping list aren’t available. This primarily affects paper products, cleaning chemicals and sanitizers. However, food is also affected. When I placed an order about a week ago, I ordered 6 kleenex. I received 2. There was no toilet paper available. The canned goods were virtually sold out. The frozen pulled chicken that I normally order was not available, and most of the frozen pizzas were gone. This pandemic diet has caused me to lose 12 pounds in 3 weeks. While I need to lose a few pounds, weight loss at that rate is not medically recommended, and if this lasts long enough, I could find myself underweight on the back end of this. While having to gain weight is not heavy on my mind, it does add to my concern.

 (Sponsored by Amazon)

What Can You Do to Help Alleviate Your Anxiety

If you have a mental health professional, you can talk to them over the phone and via video chat. If you don’t have a mental health professional, you can make an effort to find one. They may be able to help. In addition to utilizing professionals, you can also:

  • Find a new daily routine

  • Remember to eat

  • Turn off the news and stop obsessively looking at Cornavirus articles and statistics (Yes, I know how hard this is.)

  • Exercise. Pace your house. Use canned food as weights. Walk your neighborhood. Order that gym equipment from Amazon

  • Find a hobby or rediscover your old hobbies. I broke out the yarn the other day.

  • Get into gaming. Maybe you played Mario Brothers for 14 hours a day as a kid. It may be time to rediscover that habit.

  • Read fiction and get lost in a world someone else created.

  • Read non-fiction and learn something

  • Find an online class or two. Many colleges have put certain classes online for free

 

No matter how you feel today, this shall pass eventually. The goal right now is to manage yourself, manage your risk and keep your mind occupied.

 

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The First Five Drafts: Prevent Over-Editing and Get Your Novel Done Faster with the Five Draft Method (SC Writing Book 1) Kindle Edition

This is the no-fluff, serious writer's guide to getting your novel started, edited and finished.

The five draft method is designed to help you reduce your chances of over-editing, which can stall your writing process and cause you to either never deem your novel finished or ruin it in any number of ways, including inputting too many slow sections, taking out all the interesting details and doing too much ‘showing’ versus ‘telling’.

In this writer's self-help book, you will learn how to write your first draft and revise your manuscript to the point where it's ready for self-publication or submission to agents and/or publishers.


The Five Draft Method

Draft 1: The Junk Draft 
Draft 2: The Structuring Draft 
Draft 3: The Rough Draft 
Draft 4: The Analytical Draft
Draft 5: Final Draft 

Plus! Proofreading for Publication

 

Write Your Novel Notebook (SC Writing)

Are you ready to write your novel? Are you looking for a journal or notebook that can help you get it done? If you answered yes, the Write Your Novel Notebook may be the notebook you've been waiting for.

Notebook Highlights

20 Chapters

20 pages per chapter

Add notes and other information at the end of each chapter

Pages to add additional notes at the end of this notebook

400+ lined pages for all your fiction writing fun

This notebook starts by allowing you to write down the date you started and the date you finished your manuscript, the title of your work in progress, the subtitle and your name. Next, answer a few basic questions, including:Why are you writing this novel?Why will this novel appeal to readers?What genre is this novel?What is your estimate of the finished word count?Add any additional notes!!!

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 If you’ve suddenly found yourself unemployed, laid off, furloughed, fired or partially unemployed from your traditional job, you can apply for unemployment in your state. If you are a gig worker, you will eventually be covered by unemployment. I am currently checking every day in Indiana to see if they’ve implemented the parameters for gig workers. They have not, and according to last count, no other state has input the parameters for gig workers and the self-employed yet. If your state has, feel free to leave a comment. However, regardless of your current employment status, you’ve probably found yourself in a money crunch. While you will need to judge your own financial situation yourself, here’s a good idea of the order of things when working with limited money.

1. Buy Your Food, Essentials and Medicine

You’re not going to be able to do much if you’re starving or out of your medications. Not to mention, not eating weakens your immune system, and starving to death is pretty misreable. If you have money whether saved or received from your job, the first thing you need to do is buy your food, essentials and toilet paper. Not to mention, you’re going to mentally feel a lot better if your home is stocked.

 (Sponsored by Amazon)

2. Pay Your Car Insurance

If you have a car, pay your car insurance. I have yet to hear of one car insurance company that is waiving or delaying the need to pay. If you do not have your car insurance money, call your agent. They may have a plan they aren’t advertising for individuals who have been severely economically impacted by COVID-19. If you let your car insurance lapse, you could be considered a high risk driver, and not having car insurance is against the law. If you have full coverage car insurance and don’t owe any money on your car, you may consider changing to state minimum in order to save money, especially since you’re probably not driving much right now anyway.

3. Pay Your Rent or Mortgage or Call Your Bank or Landlord

If you have no money or are severely limited in funds, you will need to call your landlord or your bank or mortgage company and work something out. Many landlords are willing to take partial payments, and laws have been enacted about evicting tenants and pursuing foreclosures for the duration of the COVID-19 outbreak. Some mortgage companies are willing to stick your most recent payments on the back end of your mortgage, meaning you don’t have to pay today, but you do have to pay eventually. 

If you have money to pay your rent or mortgage, I’d suggest paying it or paying as much as you can. Just because there are no evictions or foreclosures going on right now, doesn’t mean that you cannot eventually be evicted or foreclosed upon. You will still owe the money, and you will have to pay it eventually.

4. Pay Your Internet Bill

Mot people get their news and entertainment via the Internet. I would recommend paying this bill. While it’s unlikely that your Internet would be canceled for non-payment right now, you don’t want to owe thousands at the end of this. If you have cable, cancel all services except your Internet. You can always bring them back later.

5. Pay Your Gas and/or Electric

Most gas and electric companies won’t turn off your services right now. If you are unsure, you can call your utility companies to confirm this. If you can’t pay the entire bills, you can pay part of what is owed. If you have no money whatsoever, you can skip it. Unfortunately, like everything else, not paying means this bill is just going to get larger and larger. Once things return to normal, you’ll probably have to work out a payment plan in order to catch-up.

6. Pay Your Water

No one is going to turn off your water right now. If the water company does shut off your water, you can call your state and report them. You will eventually have to pay all your back water bills, but if you’re out of money, you can skip this one.

7. Pay Your Subscription Services

The only subscription services I’d keep right now are the ones that offer delivery. This would be things like Amazon Prime and Shipt. Everything else, I’d cancel. Since I haven’t heard of anyone waiving these fees, you’ll still have to pay if you want to keep your subscription services.

8. Pay Your Credit Cards or Call Your Credit Card Company

To be quite honest, I wouldn’t worry about making credit card payments, unless you’re using these to buy groceries and essentials. You can also call your credit card company to see if you can work something out with them, but paying credit cards is pretty low on the necessary payment totem pole.

9. Call the Lender for Your Car Payment

If you can’t afford to pay your car payment, you may be able to work something out with your lender, like extending your loan by a few months or getting your current payments tacked onto the back end of your car loan. The thing to remember here is that you need to call your lender if you cannot make your car payment.

By prioritizing your bills, you’ll be able to make your money stretch farther right now. However, it’s important to note that this is only a blueprint. You will need to take a look at your bills and prioritize according to your own needs and your own finances.

 

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AVIA1BookadfullcoverThunderstorms and .45s: 2018 Avia Version Kindle Edition

 

Avia might be able to con a rich woman out of 50 million dollars before her vacation to Hawaii, but she's going to need some help to do it. She has to call in people she terms her "cousins," and she has to deal with the fact that she is still an alcoholic and heroin addict. With the help of Benton, can Avia actually pull off this heist and get out of town before it is too late?

 

 

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If you're thinking about shipping a package or getting a package of supplies shipped to you, you may want to think twice before shipping with UPS.  They have suspended all shipping garantees. This is an email I just recieved.

 

The UPS No Shipping Guarantees

 

UPS® is committed to operating globally, except where constrained by government restrictions. The Novel Coronavirus pandemic has created unprecedented complexities, which have required us to constantly reassess our operations. Our highest priority is to help ensure the health and safety of our employees, customers, and suppliers.

Suspension of Small Package Service Guarantee

Effective March 26, 2020 and until further notice, we have suspended the UPS Service Guarantee for all shipments to any destination, at all service levels.  As the effects of the Coronavirus impact our infrastructure, we will continue to seek guidance from local and national government entities regarding applicable regulations.  

Prior to shipping Small Package, please check to see if your recipient’s location is open, since business hours may have changed due to local restrictions. If the location is closed, we will hold your Small Package shipment and attempt to complete the delivery at a later date if the receiving location has indicated to UPS that it will reopen within 9 days.  However, if the location is closed indefinitely, UPS will return the package to the sender.

For your convenience with Small Package services, The UPS Store® and UPS Access Point®locations can provide access to your vital deliveries.  Also, you can sign up for free UPS My Choice®service which enables you to provide more specific delivery instructions such as where to leave deliveries, or redirect deliveries to another location, and also provides you with the ability to receive delivery notifications.

Suspension of UPS Freight® Service Guarantee

In addition, effective March 27, 2020 and until further notice, UPS Freight’s Service Guarantee for all Less Than Truckload services from and to all locations is suspended, with the exception of UPS Freight Urgent Services. Please continue to visit the UPS Freight website for the most up-to-date information regarding the impact of Coronavirus on UPS Freight services. 

Suspension of North American Air Freight Service Guarantee

Finally, effective March 25, 2020, and until further notice, the UPS Service Guarantee is suspended for all North American Air Freight services. Please continue to visit the UPS Supply Chain Solutions®website for the most up-to-date information regarding the impact of Coronavirus on UPS Air Freight services. Service guarantees are subject to change. 

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If you’ve never worked from home or never spent any time at home aside from your yearly vacation, you may be in for a shock. When you stay at home 24/7, certain expenses will increase. These include all your utility bills, your food bills and even your personal hygiene bills.

1. Your Utility Bills

When you leave for work, you probably have your thermostat set lower than you can personally tolerate. This is because you aren’t home and you want to save money. All you have to do is make sure your thermostat is set to a temperature that prevents your pipes from freezing and keeps your pets comfortable. If you want your pets comfortable 65 is a good temperature in the winter. If your only goal is to prevent your pipes from freezing, you may have your thermostat set for as low at 55 degrees in the winter. In the summer, you may have your thermostat set as high as 80 when you aren’t home. 

If you don’t want to see a dramatic increase in your electric or gas bills, leave that thermostat alone and put on some more clothes. As it warms up, take off some clothes. Otherwise, you are going to be in for a shock when you get your next utility bill. The other thing to do is open your windows and leave your lights off. The only light I have on during the day is my office light. The rest of them I leave off until it’s so dark in my house that I can no longer see anything. You should consider doing the same. Yes, you will be walking around in the dark to some extent. You’ll get used to it. The goal here is to prevent astronomical utility bills. If you have to put tape over the switches during the say to remind yourself to leave them alone, do it.

2. Your Grocery Bills

I bet you thought you went through a lot of food while you worked. Depending on how many people are in your house, you’re going to experience a dramatic food increase. This is because restaurants and fast food places are closing, and quite honestly, you no longer have to eat out for lunch. Instead of eating seven meals at home a week, you’re now eating 21 meals plus snacks. Your food bill is going to get out of control quickly. Consider bulk items of rice pasta and beans. These make good fillers and can stretch meat supplies. If you’re used to eating a lot of steak, consider pork or cheaper cuts of beef. You can also try to clip coupons and take advantage of weekly sales. However, sale items may be hard to come by for the next few weeks.

3. Personal Hygiene Bills

I bet you used a lot of toilet paper at your workplace and paper towels and other personal hygiene products that were made available in the bathrooms. This greatly reduced what you needed at home. Once you start living at home fulltime, these expenses increase. While there’s not much you can do here to save money, you do need to be aware of it. Plan for 1 roll of toilet paper per female in your home and half a roll per male per day.

 (Sponsored by Amazon)

Other Places You Can Cut Expenses

  • Your Gym Membership – Your gym is closed, cancel it. Whether it’s $10 a month or $45, as your income decreases, you’ll need those few dollars.

  • Your Car Insurance – If your car is paid off, call your insurance agent and go down to state minimum. You’ll save hundreds of dollars over the next few months. If you are still making payments, talk to your agent about lowing the limits and raising your deductible. (Where are you going to drive?) Once you get back on the road, you can increase your car insurance.

  • Subscription Services – If you have a ton of these, it ads up. You n\will need every saved dime to pay for your toilet paper and food. Do you really need subscriptions to Amazon Prime, Netflix and Hulu? Pick your favorites, cut the rest

By taking steps now, you will make your current cash last longer and ensure you can eat. Once you go back to work, you can bring all these things back into your daily life.

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 If you were hoping the corona virus only affected Corona beer, you’d be sadly mistaken. In fact, it has nothing to due with the beer and everything to do with a new viral strain of cold or flu, depending on your assessment of the situation. The new coronavirus (COVID-19) is running rampant across the globe. It’s caused various countries to implement strict control measures, including banning travel, even within cities, except for food and medicine. In the USA, school and colleges have closed and many events and conventions have been canceled, including sporting events. Locally, you’ve probably noticed that grocery stores, big box retailers and pharmacies are running out of or are completely out of basic necessities, like toilet paper, soaps and hand sanitizers. As of late last night, many stores were starting to run out of food, including Meijer, Target, Costco and Kroger. Amazon is also nearly out of toilet paper and hand sanitizers and soaps. The panic started when the WHO declared COVID a pandemic on March 11, 2020, and Europe is now considered the epicenter of the outbreak.

 

Update: National Emergency Declared

  • Testing becoming available in Walmart, Target, CVS and Walgreens Parking lots
  • Restrcitions removed for hospitals and doctors inorder to increase patient access
  • Student loan interest discontinued (for federal held loans)
  • Large quantities of oil being purchased (LOL Okay. I don't know why....)
  • 100,000+ tests available in a few days
  • Future regulations for these types of things being reworked
  • No progress on coronavirus bill yet

 

At 3:00 PM March 13, 2020 President Trump Is Rumored to Declare a National Emergency

In 1976, Congress passed a law called the National Emergencies Act (HR 3884). It defines the powers of the President of the United States of America during emergencies. It is intended to only be used in situations where immediate responses are needed and the country has experienced a significant threat. In this instance, the immediate threat is a virus for which no one has an inherent immunity against. It threatened to sicken between 1/3rd and 1/2 of the people in the United States and kill between 500,000 and 1.5 million people. The exact numbers are impossible to determine, and these are considered worst-case scenarios.

In addition to declaring a national emergency, he is expected to invoke the Stafford Act for emergency disaster relief and assistance. This would free an estimated $42 billion for states for disaster relief, which is expected to be used for testing, medical supplies and vaccines.

Stocking for COVID 19

It is recommended that you stock your home with food and supplies for at least two weeks.  This includes, food, sanitary items, medications, pet food and other items that you deem essential for your daily life. I, personally, stocked for 30 days.

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